body {
  font-family: Arial, sans-serif;
  margin: 0;
  padding: 0;
  background: #f8f9fa;
  color: #222;
  line-height: 1.6;
}

header {
  background: #0b1f3a;
  color: #fff;
  text-align: center;
  padding: 2rem 1rem;
}

header h1 {
  margin: 0 0 1rem 0;
}

main {
  max-width: 1100px;
  margin: 0 auto;
  padding: 2rem 1rem;
}

section {
  background: #fff;
  padding: 2rem;
  margin-bottom: 2rem;
  border-radius: 8px;
  box-shadow: 0 2px 8px rgba(0,0,0,0.08);
}

.subtitle {
  font-size: 1.25rem;
  font-style: italic;
}

.read-time {
  color: #666;
  font-size: 0.95rem;
}

.button {
  display: inline-block;
  padding: 0.7rem 1rem;
  border-radius: 4px;
  background: #0b1f3a;
  color: #fff;
  text-decoration: none;
  margin-right: 0.5rem;
}

.button.secondary {
  background: #fff;
  color: #0b1f3a;
  border: 1px solid #0b1f3a;
}

.page-image {
  width: 100%;
  height: auto;
  margin-bottom: 1rem;
  border-radius: 6px;
}

.site-header {
  display: grid;
  grid-template-columns: 120px 1fr auto;
  align-items: center;
  background: #ffffff;
  padding: 18px 36px;
}

.logo {
  width: 54px;
  height: auto;
}

.header-title {
  text-align: center;
}

.header-title h1 {
  margin: 0;
  color: #004b8d;
}

.page-wrap {
  background: #00101c;
  padding: 64px 20px;
  min-height: calc(100vh - 170px);
}

.content-card {
  max-width: 840px;
  margin: 0 auto;
  padding: 20px 22px 36px;
  background: #f4f4f4;
  border-radius: 6px;
  text-align: center;
}

.hero-image {
  width: 100%;
  max-height: 325px;
  object-fit: cover;
  border-radius: 4px;
  margin-bottom: 36px;
}

footer {
  background: #004b8d;
  color: #ffffff;
  text-align: center;
  padding: 22px;
  border-top: 3px solid #cc0000;
}

.insights-card {
  text-align: left;
}

.insights-intro {
  text-align: center;
  margin-bottom: 24px;
}

.insights-intro h2 {
  margin-top: 0;
}

.insights-intro p {
  max-width: 720px;
  margin: 0 auto;
}

.insights-layout {
  display: grid;
  grid-template-columns: 38% 1fr;
  gap: 28px;
  align-items: start;
}

.insights-image img {
  width: 100%;
  height: auto;
  border-radius: 4px;
  display: block;
}

.insights-list h3 {
  margin-top: 0;
}

.insight-item {
  border-top: 1px solid #ccc;
  padding-top: 16px;
}

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.85rem;
  font-weight: bold;
  color: #004b8d;
}

@media (max-width: 760px) {
  .insights-layout {
    grid-template-columns: 1fr;
  }

  .insights-card {
    text-align: center;
  }
}

.insight-actions {
    margin-top: 12px;
}

.btn {
  display: inline-block;
  padding: 8px 14px;
  border-radius: 4px;
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 600;
  margin-right: 10px;
}

.btn.primary {
  background-color: #004b8d;
  color: #fff;
}

.btn.primary:hover {
  background-color: #003a6d;
}

.btn.secondary {
  background-color: transparent;
  color: #004b8d;
  border: 1px solid #004b8d;
}

.btn.secondary:hover {
  background-color: #004b8d;
  color: #fff;
}

.insight-title a {
  color: #004b8d;          /* your brand blue */
  text-decoration: none;  /* remove underline */
  font-weight: 700;
}

.insight-title a:hover {
  text-decoration: underline;
}

.insight-title a:hover {
  color: #003a6d;
}

.insight-article {
  text-align: left;
  max-width: 760px;
  margin: 0 auto;
  padding: 28px 36px 40px;
}

.insight-article h2 {
  color: #004b8d;
  text-align: center;
  margin-bottom: 8px;
}

.insight-article h3 {
  font-size: 1.6rem;
  font-weight: 700;
  color: #004b8d;
  margin-top: 42px;
  margin-bottom: 10px;
  position: relative;
  line-height: 1.3;
}

.insight-article h3::before {
  content: "";
  display: block;
  width: 48px;
  height: 4px;
  background-color: #f0c419; /* yellow */
  margin-bottom: 10px;
}

.article-subtitle {
  text-align: center;
  font-style: italic;
  font-size: 1.2rem;
}

.article-meta {
  text-align: center;
  font-weight: bold;
}

.article-actions {
  text-align: center;
}

* {
    box-sizing: border-box;
}

.insight-article .lead {
  font-size: 1.22rem;
  line-height: 1.65;
  font-weight: 500;
  margin-bottom: 22px;
  padding-left: 14px;
  border-left: 4px solid #004b8d;
}

.closing-final {
  font-size: 1.2rem;
  font-weight: 500;
  margin-top: 16px;
  padding-left: 14px;
  border-left: 4px solid #004b8d;
}


.article-divider {
  margin-top: 36px;
  margin-bottom: 20px;
  border: none;
  border-top: 2px solid #ddd;
}

        nav ul {
            list-style: none;
            margin: 0;
            padding: 0;
            display: flex;
        }

        nav ul li {
            margin: 0 15px;
        }

        nav ul li a {
            color: #004080;
            text-decoration: none;
            font-weight: bold;
        }

        nav ul li span {
            color: #c00000;
            font-weight: bold;
        }


	        @media (min-width: 768px) {
            .features .feature {
                flex: 1 1 calc(33% - 20px);
            }

            .hero {
                flex-wrap: nowrap;
            }

            .hero-text {
                max-width: 50%;
            }

            .hamburger {
                display: none;
            }
        }

        @media (max-width: 768px) {
            nav ul {
                display: none;
                flex-direction: column;
                background-color: white;
                position: absolute;
                top: 60px;
                right: 20px;
                box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
                padding: 10px;
                border-radius: 5px;
            }

            nav ul.active {
                display: flex;
            }

            .hamburger {
                display: flex;
            }
        }